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The student loan 'on-ramp': Should you delay payments for a year?

Published Sun, 24 Nov 2024 18:12:04 GMT

(NerdWallet) - Federal student loan payments will resume in October — but a 12-month “on-ramp” will protect borrowers from the worst consequences of skipping student loan payments.It’s not a continuation of the interest-free pandemic payment pause, however.“During this period, if you can pay your monthly bills, you should,” President Joe Biden said in a June 30 press conference. “But if you cannot, if you miss payments, this ‘on-ramp’ will temporarily remove the threat of default or having your credit harmed, which can hurt borrowers for years to come.”Just because you can postpone student loan payments for up to a year doesn’t mean you should. Here’s what you need to know about the student loan on-ramp, the consequences and alternatives.How does the on-ramp work?The on-ramp will run from Oct. 1, 2023, to Sept. 30, 2024. You don’t need to sign up for the on-ramp; it’s automatic. So if you simply don’t pay, it’ll be in effect.During this time, borrowers who don’t pay their monthly st...

Should you buy a car at Costco?

Published Sun, 24 Nov 2024 18:12:04 GMT

(iSeeCars) -- From bulk items to free samples, Costco differs from the traditional grocery shopping experience. While the benefits of shopping at Costco are easily understood for household items like paper goods, there are other items you can buy from the retailer that might raise a few questions. This includes Costco’s car buying program, which is growing in popularity. You may be asking yourself, can you actually buy a car at Costco?The answer is yes, you can purchase a car through Costco - or more specifically, the Costco Auto Program, a third-party program that is governed by Costco and adheres to Costco’s customer service standards. We’ve done the research to figure out what buying a new vehicle through Costco really entails and if it’s a good idea. Like anything, there are pros and cons to the process, but for a certain buyer, it could be the best way to bring home a new - or used - car. Here’s what you should know about buying a car at Costco.Costco Auto Program: How it ...

Your Money: It’s Life Insurance Awareness Month

Published Sun, 24 Nov 2024 18:12:04 GMT

Bruce Helmer and Peg WebbMost people don’t want to think about life insurance. But if others rely on you financially, you need to consider how much you or your loved ones risk losing without it. Life insurance can be an affordable way to take care of your family or loved ones in the event something happens to you. Some types of insurance even provide living benefits, including funds that you can use while you’re alive to buy a home, supplement your retirement income or cover emergency expenses. Tellingly, in a 2022 survey from LIMRA, people who own life insurance are more likely to feel financially secure than those who don’t own it (nearly two-thirds versus less than half of those surveyed).In recognition of September being Life Insurance Awareness Month, today’s article focuses on life insurance — what it is, some top misconceptions about it, how it works, and under what circumstances you may want to consider purchasing it.What is life insurance?Life insurance can be one answer to...

Fatal shooting in north St. Louis Saturday

Published Sun, 24 Nov 2024 18:12:04 GMT

ST. LOUIS -- Police responded to a call for a victim suffering from a gunshot wound on September 2 around 7:50 a.m. Mozell Lenoir, 18, was pronounced dead at a local hospital. He was shot in north St. Louis near Cote Brilliante Ave.The Homicide Division is investigating. Anyone with information is strongly encouraged to contact the Homicide Division directly at 314-444-5371. If you wish to remain anonymous, you can contact CrimeStoppers at 866-371-TIPS (8477).

Biden is surveying hurricane’s toll from the sky and ground in Florida. DeSantis won’t see him

Published Sun, 24 Nov 2024 18:12:04 GMT

By WILL WEISSERT (Associated Press)GAINESVILLE, Fla. (AP) — President Joe Biden arrived in Florida for an aerial tour of Hurricane Idalia’s destruction and a firsthand look at a city recovering from the storm, but will not be seeing Gov. Ron DeSantis, a Republican president candidate who suggested a meeting could hinder disaster response efforts.“Our teams worked collectively to find this area. This was a mutually agreed upon area because of the limited impact,” Deanne Criswell, the head of the Federal Emergency Management Agency, told reporters as the president flew down from Washington. She said her teams “have heard no concerns over any impact to the communities that we’re going to visit today.’Air Force One landed at the airport in Gainesville, where the president and first lady Jill Biden boarded Marine One for a helicopter flight en route to Live Oak, where he was to receive a briefing on response and recovery efforts and meet with fed...

Man shot at Northglenn garage sale is in critical condition

Published Sun, 24 Nov 2024 18:12:04 GMT

A man is in critical condition at a hospital after being shot multiple times at a garage sale in Northglenn.The shooting happened just after 3:30 p.m. Friday in the 1500 block of Kennedy Drive, according to the Northglenn Police Department.A “person of interest” had been “detained as part of the investigation,” police said.Gabby Easterwood, of Fox31, reports that the shooting happened at a garage sale.An investigation is ongoing.

Small plane makes emergency landing in open field on golf course in Douglas County

Published Sun, 24 Nov 2024 18:12:04 GMT

The pilot of a small plane made and emergency landing on an open field in Douglas County Saturday morning, the plane flipped after touching down.The pilot, of a Cessna 172S, and a passenger escaped injury, South Metro Fire Rescue said on X at 6:47 a.m.The hard landing happened south of Lincoln Avenue and east of Oswego Street on the Meridian Golf Course. No fire or fuel spill occurred. The plane departed runway 17R at Centennial Airport prior to the emergency landing.SMFR and @dcsheriff on scene of a plane crash south of Lincoln Ave. and east of Oswego St. on the Meridian Golf Course. 2 people were on board the Cessna 172S and walked away with no injuries. No fire or fuel spill occurred. The aircraft departed runway 17R at Centennial Airport… pic.twitter.com/hx3nZ4VcmP— South Metro Fire Rescue (@SouthMetroPIO) September 2, 2023The aircraft flipped over about 50 yards after touching down, SMFR said. The National Transportation Safety Board is investigating. 

Authorities in Fontana warning residents of increased incidents of ‘bank jugging’  

Published Sun, 24 Nov 2024 18:12:04 GMT

Police in Fontana are asking residents to be extra vigilant in light of an increase in “bank jugging.” According to the Fontana Police Department, “bank jugging” is when thieves observe victims withdraw money and wait for them to get to a second location before robbing them. “In this type of crime, suspects observe victims as they leave a bank, credit union, ATM or check-cashing facility visibly holding cash, and proceed to follow them to their next destination,” Fontana PD said on Instagram. “Upon arriving, the criminals seize the chance to either burglarize the victim’s vehicle or commit robbery directly.”  Nanny hides with baby during attempted burglary Authorities referenced one specific case of "bank jugging" that took place on July 22, where a victim who had just withdrawn $1,060 from a Chase Bank branch on Slover Avenue in Fontana had their money stolen from their car after they had left the bank."[After leaving the bank, the victim] drove to Walgreens on Sierra Avenue and ...

Review: Amazing lineup of legendary talent delights Bay Area hip-hop fans

Published Sun, 24 Nov 2024 18:12:04 GMT

It was like pages from the hip hop history book came alive right before our eyes at the Chase Center in San Francisco.More than a half dozen legends of the game performed as the F.O.R.C.E. Live Tour unfolded over the course of some 3 hours on Friday night.On paper, F.O.R.C.E. (which stands for Frequencies of Real Creative Energy) indeed looked like it was the best of the package tours making the rounds this year in honor of the 50th anniversary of hip Hop. And the lineup certainly did not disappoint, as it offered up headliner LL Cool J, the indefatigable Roots, always amazing Salt-N-Pepa and other historically significant acts who are still able to rock the house in 2023.The concert was an absolute blast for longtime hip-hop fans, who got the chance to a steady stream of greats take the stage with really no breaks in the action. The Roots set up shop first and then played house band basically the rest of the evening, setting the table for each new MC to take the stage.Of course, th...

Vallejo: One teen killed, another injured in solo collision Friday morning

Published Sun, 24 Nov 2024 18:12:04 GMT

VALLEJO — A teenage passenger died and another was injured in a single-car collision Friday morning, authorities said.Shortly after 6:30 a.m. on Friday, the Vallejo Police Department responded to a collision near Columbus and Redwood parkways.The driver of a 2005 Toyota Tundra lost control of the vehicle while traveling on Columbus Parkway and struck the center median, according to police. The Toyota rolled over and stopped in the opposite lane of traffic.Police said the passenger was declared dead at the scene, and the driver was taken to a local hospital to be treated for injuries police said were not life-threatening.Related ArticlesCrashes and Disasters | Scotts Valley head-on crash claims lives of San Jose couple Crashes and Disasters | San Jose man killed in crash after truck driver runs red light, CHP says Crashes and Disasters | SUV slams into disabled Jeep in latest fatal crash on Highway 4 Crashes and Disasters | ...